How to Make 20 Dollars Fast & Instantly

Looking for some easy ways for how to make 20 dollars fast?

Learning how to make 20 dollars fast online and instantly is possible today. In an ever-evolving digital age, the need for quick cash remains unchanged. Whether you're planning an impromptu outing or dealing with unexpected expenses, having access to fast cash can be invaluable. We've curated a comprehensive guide on efficient ways to attain $20. Here are some of the best methods we've found.

Let's get into it — here is how to get 20 dollars fast.

How to Make 20 Dollars Fast

In case you want to get started with some quick wins — here are some legitimate websites that'll pay you just for signing up:

  • Blackout Bingo: This app lets you play bingo for money — make $20 today. It is absolutely free to play Blackout Bingo and earn real-world rewards and cash prizes when you download through this link.
  • Swagbucks: Make money watching videos, taking surveys, shopping online and more. Join Swagbucks Now & Get a $10 Bonus
  • Survey Junkie: Earn up to $20 per survey with one of the highest-paying survey sites on the web. Join Survey Junkie Now

Next, we’ll move on to other ways to earn your $20.00 quickly.

If you're looking for a free way to make $20 using online tools and apps – here it is. There are a plethora of different mobile apps and websites that can net you $20 instantly.

1. Your Opinion is Worth Some Money

make money fast with Survey Junkie

Survey Junkie has over 11 million members and pays them for taking paid surveys anytime, trying out new products, and listening to music.

Joining Survey Junkie in order to score $20 fast is a no-brainer! Once you join, simply stick to the higher-paying surveys so you can score $20 today.

You only need 1,000 points to cash out which you can accumulate in 30 minutes to an hour. Oh, and Survey Junkie has over 11,036 positive reviews on TrustPilot.

survey junkie

There are so many short-form and long-form surveys to choose from, and you can get paid through PayPal or gift cards.

How to make $20 fast? Signup for Survey Junkie, take high-paying surveys and earn $20 fast. You can also get a registration bonus here for extra money.

Earn Per Activity Payment Method Min To
Cash Out
Next Steps
$1 – $50 PayPal or Gift Cards $10


Survey Junkie is a great way to make $20 if you need it by today or tomorrow.


2. This Rewards Company Has Paid Out Over $730 Million!

swagbucks make money fast

If you want another quick way to make $20 then give Swagbucks a shot. You'd be silly not to as the site has already paid out $730.9 million to its users. It is also touted as one of the highest paying survey sites out there.

Plus, you won't be limited to only surveys with this rewards site — in fact, you can earn $20 fast simply by watching entertaining videos, searching the web, and even playing games. You earn ‘points' that you can redeem for free gift cards or for cash through PayPal.

They have an excellent rating on TrustPilot with over 14,144 reviews!


Simply sign up and score a $10 signup bonus then start watching videos or playing games and earn your other $10 to get your $20 fast today. Don't believe me? A Huffington Post report says users are earning $600 per month with this site.

Earn Per Activity Payment Method Min To
Cash Out
Next Steps
$.50-$2 PayPal or Gift Cards $3


To chalk it up, Swagbucks is one fun way to score $20 fast today.


3. Players are Winning Money by Playing Bingo!

blackout bingo

Bingo Cash
  • Earn money by playing bingo in your leisure time.
  • Enjoy real-money tournaments without any intrusive ads.
  • Cash out your earnings securely through PayPal.
  • Get hooked on this addictive game that will keep you entertained for hours.

Classic bingo is such a fun game but have you tried next-level bingo on Bingo Cash?

There are a few game apps that pay real money, but Bingo Cash is one of the best ways to get $20 instantly online right now or during your lunch break.

All it takes is 2 minutes per game to play against someone around the world. Learning how to play takes a few minutes but it's just a great way to kill time and win real world rewards.

You can play for free or opt for cash games to win up to $83 per game in addicting tournaments.

Earning Potential Payment Method Min To
Cash Out
Next Steps
$100 per day PayPal, check, or bank deposit $1


Download it for free and see if you like it, you've got nothing to lose (and a lot to gain)!


4. This Company Will Pay You $50 This Year Just for Downloading Its Free App

nielsen make money fast

One of my favorite apps that not many people know about is Nielsen. If you have a cell phone or laptop then you can make $50 fast right now.

All you have to do is register for free (they'll track your browser usage) and you're set to earn $50 per year passively.

It's really noninvasive, requires basically no storage, and won't impact your device performance.

After you installed the app, just use the internet as you usually would (but now you're getting paid — cha-ching!).

Earning Potential Payment Method Min To
Cash Out
Next Steps
$50+ PayPal or Gift Cards None


Nielsen gives out $10,000 each month so you can win real money for about 60 seconds of work. A no brainer.


5. How Gamers Can Earn Hundreds in Rewards Just for Gaming

make money fast playing games

We all heard the old saying “time is money” right? Instead of playing games on your phone like everyone else and feeling bad for wasting your time — now you can get paid $20 fast for it.

Getting paid for playing games sounds like a dream. But if you download a Mistplay, and then download games from it and play, you earn free gift cards.

As you level up you can earn more money for cash rewards or gift cards. This is a great opportunity for those looking to get paid for something they enjoy, like winning free gift cards and cash for playing games.

Mistplay has over 131,404+ positive reviews in the Google Play store.

Earning Potential Payment Method Min To
Cash Out
Next Steps
$50 Per Month Visa Gift Card or Gift Cards 1,500 Points or $5


If you’re interested, I recommend you download the app from the Google Play store for free by clicking here.


6. Extra Time on Your Hands? Check Out This Legit Way to Make Cash Easily!

instacart shopper make money

If you wanted to cash in and earn over $20 each day — then earning it as a full-service shopper with Instacart is easy (just shop for groceries and deliver them).

Signing up is quick and easy and you can work whenever you please.

Here's the kicker: you can get paid today or within an hour of your delivery with instant daily cashout options.

They even have a solid referral system where you can earn up to $600 per referral, but you need to sign up to be eligible to get your referral link.

Earning Potential Payment Method Min To
Cash Out
Next Steps
$600 per referral Direct Deposit $5


Don't want to deliver groceries? DoorDash is one of the best food delivery apps to make money delivering take-out and restaurant food. Work as much or as little as you want and earn $20 fast or more every day.


7. Your Next $20 is One Solitaire Game Away

solitaire cube

If you're like me, you would prefer an easy way to get twenty dollars and the ability to do it quickly (like, today).

There are dozens of ‘game apps‘ that let you compete in cash tournaments and head-to-head online with the chance to win cash rewards.

Solitaire Cube is an addicting game where you can play solitaire on your phone and compete in cash tournaments.

This app includes tournaments and head-to-head competitions with real cash prizes (where available).

It’s pretty easy to get started playing solitaire against other players in head-to-head battles. The game will match you up with other players who have the same level of skills in real-time.

Earning Potential Payment Method Min To
Cash Out
Next Steps
Uncapped PayPal or Direct Deposit $0


You can download it for free and take a chance of winning your $20 today.


8. How We Were Able to Double Our Payout & Rewards by Taking Surveys

make money fast taking surveys

InboxDollars is a market research company that'll pay you $20 fast to search the web (using their search engine) instead of using Google or Bing.

So if you search the web for a few days and do other tasks like playing games, watching videos, or taking online polls — you can make extra money online.

While you won't get rich — you can surely make $20 fast online by using the site or app.

Earning Potential Payment Method Min To
Cash Out
Next Steps
$1/day Check or Gift Cards $30


Making 20 dollars fast is no longer a mystery with the help of InboxDollars, and signing up will net you a $5.00 instant bonus.


9. Get up to $15,000 at Signup & No Credit Check Required

ZippyLoan get money fast

zippyloanIf you actually need $100 right now, then you can opt for a personal loan. When you need money in a hurry ZippyLoan is where to go.

You apply for a loan through the Zippy Loan site, if approved they send your loan application to one of many loan providers.

  • You review the loan details and e-sign if you like what you see.
  • No risk in checking what offers you’ll get.
  • You can borrow between $100 and $15,000 as soon as tomorrow.
  • Loans service for up to 60 months.

ZippyLoan connects borrowers to lenders through their network of lenders. They’ll find you the lowest interest rate and is one of the best no credit check loan. You can visit ZippyLoan here.


10. Get Paid Today with These Apps

These get paid today apps help you get your paycheck early and can help you borrow money instantly. I mean you worked today, get paid today.

Try these free mobile applications available in the App Store and Google Play Store — so you can get paid today and earn money fast.

These apps will pay you so you can make it to your next payday:

a. Dave – Dave can spot you up to $500 so you can make ends meet. No late fees, interest, credit check, or hidden hands in your pocket.

b. Empower – With Empower, you get paid today and can access up to $250 from the pay you’ve already earned, without hidden fees or interest.

What Should You Do With an Extra $20?

If you’re short on money and need the $20 to get the bills paid, then that money is already spoken for.

But if you have some flexibility in your budget, here are smart ways to use that extra cash:

  • Start an Emergency Fund: It now pays to stash cash in a checking account like Chime. Want to get a jump on payday? Let Chime be your secret weapon and direct your side hustle profits straight into it. They'll even spot you $200 at any time, which can prevent you from using credit cards when things get tight.
  • Open a Robo-Advisor account: Acorns is a leader in this space. Acorns is one of the most popular microsavings platforms. It literally lets you turn your spare change into investments. Join through here (must complete application) and get a $10 welcome bonus.
  • Invest in Real Estate: Fundrise is a very easy-to-use app that allows individuals to access crowd-funded real estate investing. This option is best for users who want to make money consistently and let their money make them money. Start Investing Now.

Next Option: Sign Up Freebies to Earn $20 Instantly

Your next bet is to make 20 dollars fast is through freebies and sign up bonuses.

The three survey sites below are legitimate and you can join from your smartphone.

I'm not the biggest fan of survey sites, but it's worth it just to claim a quick sign up bonus.

Once you're in and a paid survey is ready for you to take, you'll get a notification.

Sign up for all 3 below (will open in new tabs) and you'll get paid up to $50/per survey.

inboxdollarsBonus: Get a $5 sign up bonus here
Welcome Bonus: $5
Potential earnings per month: Up to $175
What it could add up to in a year: $2,100
Additional Referral Earnings: 10% of your referral’s earnings


Download: iOS | Android | Browser

swagbucksBonus: Get a $10 sign up bonus here
Welcome Bonus: $10
Potential earnings per month: Up to $200
What it could add up to in a year: $2,400
Additional Referral Earnings: 10% of your referral’s earnings


Download: iOS | Android | Browser

survey junkieWelcome Bonus: Get 150 Registration Points here
Potential earnings per month:
Up to $200

What it could add up to in a year: $2,400
Additional Referral Earnings: 10% of your referral’s earnings


Download: iOS | Android | Browser

The Final Take

In today's digital era, millions of internet users seek effective ways to earn extra cash online.

There are so many ideas we haven't touched on.

For example, by exploring the vast world of online marketplaces, such as Amazon, individuals can make money by selling household items, old phones, and even unwanted tech items. E-commerce platforms like eBay offer a convenient way to sell products to earn online.

Saving $20 is another way to earn it… in a way. Engaging in online shopping offers consumers numerous benefits, such as earning cash back via apps or browser extensions like Capital One Shopping and Ebates. By utilizing these cash back apps, shoppers can save money on everyday purchases from top retailers.

Furthermore, there are myriad ways to earn passive income. Online courses on platforms such as Udemy can help individuals share their expertise in a particular field, thereby making a profit.

For those seeking quick cash, tasks on Amazon Mechanical Turk or participating in surveys through sites like Survey Junkie can be lucrative. Swagbucks, a popular online platform, rewards users for a variety of tasks, from watching videos to answering surveys.

Additionally, taking advantage of offers like sign-up bonuses, welcome bonuses, and referral codes can add a few extra bucks to one's bank account. Some companies even offer free stock as an added bonus for new users.

For those with spare time, turning to side hustles like pet sitting, dog walking, or delivery driver gigs can be a profitable venture.

Unused gift cards can be sold for cash, or one can visit a local plasma donation center for compensation.

Platforms such as Fiverr and Etsy cater to freelancers and artists, offering them a space to showcase their skills, from writing to crafting digital products.

Financially-savvy individuals can explore commission-free trading and fractional shares through investing apps, leveraging the stock market's potential.

Additionally, they can opt for a debit or credit card that offers cash back on purchases, further boosting their income.

Renting out storage space, a guest house, or even a driveway can also be an easy way to make some extra income.

Even platforms like Airbnb have revolutionized short-term rentals, making it easier for homeowners to monetize their assets.

In conclusion, the online space brims with opportunities for those looking to augment their income. Whether it's through selling items, taking surveys, investing, or even simple everyday tasks, the possibilities are vast.

With dedication, the right resources, and a bit of entrepreneurial spirit, anyone can make the most of these opportunities, turning a quick buck into a sustainable income stream.

FAQs: How to Earn $20 Now

How can I make some extra cash without making a full-time commitment?

One great way to earn some extra money without the commitment of a full-time job is by participating in online surveys. Websites like Survey Junkie pay users to answer questions and provide feedback on various topics. This allows businesses to improve their products and services based on user opinions. Another website worth checking out is Inbox Dollars, where users get paid to read emails, take surveys, watch videos, and shop online. By spending about an hour on these platforms, you could easily make $20 in a short span of time.

Are there any free money-making ideas or ways to earn cash back from my usual online purchases?

Absolutely! If you shop online frequently, consider using cashback apps or browser extensions. Platforms like Swagbucks give you the chance to earn cash back on online purchases from numerous retailers. Similarly, credit card companies often offer sign-up bonuses or cash back deals for spending a certain amount. By using these services, not only do you get a percentage of your money back from online purchases, but you also stand a chance to earn extra income through their referral programs. Always check if there are any monthly fees or other conditions before signing up.

I've heard about free stock offers. How does that work?

Indeed, some platforms like Robinhood or WeBull offer sign-up bonuses in the form of free stock shares when you open a free account. This is a great way to start investing without initially putting in any capital. Over time, these stocks might grow in value, and you could potentially earn more money. Remember, while there's no commission on trades on these platforms, investing in the stock market does carry risks. It's essential to educate yourself before making any investment decisions.

Can I make money by playing games online?

Yes! There are apps and websites where you can play games and win real cash prizes. One popular app is Swagbucks, where you can earn rewards, not just for playing games, but also for shopping online, watching videos, and taking surveys. However, not everyone will earn the same, as how much cash you can make depends on the time invested and sometimes on a bit of luck.

What are some quick ways to earn extra spending money?

If you have a car, becoming a delivery driver for services like Uber Eats or DoorDash is a good way to make extra spending money. Another method is to sell unused gift cards online. Websites and apps allow you to trade fee-free, meaning you can get cash by selling gift cards you won't use. Alternatively, if you're good at assembling furniture or doing odd jobs, platforms like TaskRabbit can connect you with locals in need of your skills. With these services, you can set your rates, making it one of the highest paying ways to make money in your spare time.

Can I earn money by referring friends to services?

Many services pay users for referring friends. For instance, banking institutions and online marketplaces often have referral programs. By simply sharing a referral code or link with friends and having them sign up or make a purchase, both you and your friend can earn rewards or bonuses. Always check the terms and conditions of each referral program to ensure you qualify for the bonuses.

Any final thoughts on how to make $20 fast?

Making $20 quickly can be easier than most people think, especially with the plethora of online tasks and opportunities available. Whether you're answering surveys, selling old stuff from your basement, or utilizing a cash back app, the key is to find what fits best with your schedule and comfort level. If you're looking for ways to grow your funds in the long term, consider investing, but always be aware of the risks involved. Whatever route you choose, stay informed and take advantage of the tools and platforms at your disposal.

Note: While many of the mentioned services and websites are reputable, always do your research to ensure you're engaging with legitimate platforms and not falling for scams. Remember, if an offer sounds too good to be TRUE, it probably is.

Brian Meiggs
Brian Meiggs
Brian Meiggs is a personal finance expert, and the founder of Gabcast, formerly SavingExpert, a personal finance site helping you make your money work for you. He helps readers bring in passive income in order to increase their saving potential and start building wealth for the future. He regularly writes about saving, budgeting, investing, and general personal finance topics aimed to help anyone save more, pay off debt, and reach financial freedom. He has been quoted as a top personal finance blogger in major publications including Insider, Yahoo! Finance, NASDAQ, Discover, MSN Money and more.